There are noises being made about increasing tariffs and 2TB in cuts to government spending. The results of the Smoot-Hawley tariffs deepening the Great Depression, and that Musk has admitted that estimates that the spending cuts will lead to "severe overcorrection in the economy" and "markets will tumble".

I'm planning to get out in front of this and cut my personal spending and start building up some liquid assets to ride out a potential economy weirdness (which many have been predicting for well over a year now). Worst case I've built up some savings (most of my money is tied up in retirement plans that I can't pull money from).

I'm also thinking about finally implementing some of the plans I've had for the better part of a decade of getting ~100gal of water storage, but there's nothing I see being necessarily any worse over the next year, it just seems prudent.

Thoughts on the above? Any plans people are taking or have taken to improve their posture?

  • h2odragon 18 hours ago |
    Stored water is hardly ever a bad idea; but you can't feasibly store enough for any long term. Articulate what you're planning for: days of no power or weeks of no services at all?

    If you're worried now about not being able to trust the government next year; ask yourself why you have been trusting them to this point? Whatever your opinion of them, government at all levels is made of people no better or worse than you, as subject to error and blind obedience.

    • linsomniac 17 hours ago |
      User name checks out.
    • linsomniac 16 hours ago |
      I'm thinking like 100gal for 4 people. Not looking for an extended outage, but enough to ride out a natural disaster.
      • h2odragon 16 hours ago |
        id say 10g/day minimum and you might plan for 20g if anyone wants to wash hands. If you ever need it, you will be very glad for whatever you have. Even a couple one gallon jugs can make a power interruption or whatever much less stressful.

        Rotate or otherwise pay attention to freshness if you want to drink it.

        https://simplypreparing.com/weeks-worth-of-water-storage-for...

        serious nuts do things like put 1,000gal underground cisterns in their water systems. and/or frequently drink from local water streams so as to maintain a tolerance for the local "wild" water.

  • wumeow 18 hours ago |
    Get/renew your passport.
  • taylodl 16 hours ago |
    Keep a level head:

    1. Get/renew your passport. Unlikely to be needed for anything other than leisure, but prudent to have.

    2. Talk with a financial advisor about diversifying your portfolio. Make sure your financial investments aren't completely US dollar based. In other words, make sure you have investments in foreign markets. Realize the bulk of your investments will still be in American markets.

    3. If you live in an area that has required FEMA assistance, realize that assistance may not be forthcoming. It's never a bad idea having a few days of food and water on hand in case of emergency - but you're preparing for natural disasters, not political disasters. Just expect to deal with natural disasters on your own with little to no federal assistance.

    4. It never hurts to invest in defense. You're not preparing for war, but since you may be on your own when dealing with natural disasters that may result in increased looting, you need to be able to defend yourself. Whatever defense you invest in, make sure you've also invested in the know-how for how to use it.

    5. It never hurts to keep more cash on hand, as you've said. Consider keeping a small cache of cash safely in your home. If you need to make a quick getaway due to a natural disaster, it's advantageous to have some cash. As you've mentioned, keep more cash in your bank as well to help weather larger storms.

    6. Grow your own food. Develop your green thumb. Gardens kept a lot of people fed during the Depression. Learn how to can as well.

    7. Work on having a survival pack. Collect everything you need for an emergency and have it ready to go. There are a lot of "prepper" YouTube sites to give you ideas of what's useful to have in the event of an emergency.

    8. Identify another area in the US you could go where you would be impacted less by these kinds of events. Ideally, you should arrange to go there before you need to, but at least have it in your back pocket.

    9. Doesn't hurt to identify a country you could go to should it be advantageous to leave the US for any reason. Keep in mind that all Americans are thinking Canada and Western Europe. I would recommend finding a place that would be thrilled to have you and would be more advantageous to be there than the US. Make sure if you have to leave for whatever reason, you won't be jumping from the frying pan into the fire. While it may be rare for most people, you may find it advantageous to emigrate there now.

    10. Don't lose hope. Though the Depression was certainly bad, there was still business being done and gains to be had. Take stock in the things you enjoy and ensure you have them in your emergency pack.

    • taylodl 16 hours ago |
      Forgot to mention - get new electronics now. Tariffs will increase the price of electronics. If there's anything you're thinking you might need over the next couple of years, then now is the time to get it.
      • linsomniac 16 hours ago |
        Actually, I was this close to pulling the trigger on a refresh for my M1 Macbook, but decided to bank the money instead. The current box is still doing just fine, it was more a "I'm 4 gen back" preemptive, trying to get the sweet spot of refresh and money I can get back on the old one.
        • taylodl 13 hours ago |
          I'm on a 2012 MBP and I was ready to pull the trigger on a new rig a couple of months ago and ended up waiting for the M4 Macs to come out. Now that they're here, it's time to pull the trigger.
  • orangesite 16 hours ago |
    Don't tie your future to the new (but transient) economic opportunities that will open up.